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Reddit Posts

r/CryptoCurrencySee Post

Cost effective way to move crypto?

r/CryptoCurrencySee Post

Where could XLM go in 5-10 years, in terms of usage, adoption, and growth?

r/CryptoCurrencySee Post

XLM pricing not tied to volume events?

r/CryptoCurrencySee Post

Cut my losses and go BTC/ETH

r/CryptoMarketsSee Post

Xrp and Xlm

r/CryptoMoonShotsSee Post

Updated Website for $BCOAL

r/CryptoCurrencySee Post

Why did I fall into XRP? I should of fell more into Cardano or literally any other crypto

r/CryptoCurrencySee Post

Some information and facts about Stellar XLM and the SDex Decentralized Exchange

r/CryptoCurrencySee Post

Converting ADA (Cardano) to other assets.

r/CryptoCurrencySee Post

How do I minimize withdrawal fees from exchanges with Lightning network?

r/CryptoMoonShotsSee Post

Invest in coal with $BCOAL | Stellar Network Stable-coin | Winter is coming

r/CryptoCurrencySee Post

Alchemy Pay Joins Stellar Ecosystem to Offer Ramp Service for Developers and dApps

r/CryptoCurrencySee Post

XDC is way undervalued and overlooked

r/CryptoMoonShotsSee Post

Introducing $BCOAL | New XLM Token | $BCOAL | Limited supply of 23,000,000 | Each representing 1 ton of Illinois Basin Bituminous Coal | Offered at $35 per | Current Spot Price of Illinois Basin is $51 | Live Now!

r/SatoshiStreetBetsSee Post

How easy do you find crypto payment?

r/CryptoCurrencySee Post

Help - XRP to 40k per coin

r/CryptoCurrencySee Post

Small Coins Just Sitting Around

r/CryptoCurrencySee Post

How to swap/convert/sell TOMO?

r/CryptoCurrencySee Post

Small Dev team here with new use for blockchain.

r/CryptoCurrencySee Post

Can anything be done about this stolen crypto?

r/SatoshiStreetBetsSee Post

Diversify your crypto portfolio: Altcoins to watch this year

r/CryptoCurrencySee Post

Is this a normal response from MEXC?

r/CryptoCurrencySee Post

Stellar and Aqua rewards Community call for support.

r/CryptoCurrencySee Post

High fees?

r/CryptoMarketsSee Post

XLM Crypto Current Price Analysis on 31 Oct 2023

r/CryptoCurrencySee Post

Stellar just changed the Moons game.

r/CryptoCurrencySee Post

Margin Trading - Surprisingly Boring

r/CryptoMarketsSee Post

Stellar (XLM): Navigating Market Volatility, Examining Strategic Collaborations, and Projecting Growth Trajectory in the Cryptocurrency Space”

r/CryptoCurrencySee Post

ISO20022 Ecosystem

r/CryptoCurrencySee Post

Ripple (XRP), Hedera (HBAR), Stellar (XLM), And One More Crypto Currency All Set for ISO 20022 Compliance, Eye Stock Markets and Central Bank Partnerships

r/CryptoCurrencySee Post

Neutral on Cryptocurrency. What case can be made for Songbird, XLM, and Flare?

r/CryptoCurrencySee Post

Margin Trading - Surprisingly Boring

r/CryptoCurrencySee Post

ENS (Ethereum Name Service) a simple explanation

r/CryptoCurrencySee Post

Need a little help from the community

r/CryptoCurrencySee Post

I researched all of Reddit's RCPs and non-RCP subreddit tokens so you don't have to

r/CryptoCurrencySee Post

Guest Post by U_Today: Stellar (XLM) Readies for Its Biggest Protocol Upgrade: Details

r/CryptoCurrencySee Post

Airgap wallets

r/CryptoCurrencySee Post

ClickPesa: Revolutionizing Remittances in Africa with Stellar (XLM) Power

r/CryptoCurrencySee Post

Stellar XLM Partners with Actor Idris Elba: A Fusion of Finance and Fame

r/CryptoCurrencySee Post

Guest Post by Crypto News Land: Stellar XLM Partners with Actor Idris Elba: A Fusion of Finance and Fame | CoinMarketCap

r/CryptoCurrencySee Post

120 BTC, ~100k XLM and a BMW i8 seized from SIM-swap Hacker

r/CryptoCurrencySee Post

Stellar's (XLM) Big announcement, Which Has Been Expected for Days, Ended in Frustration: Price Dumped

r/CryptoCurrencySee Post

just in, Stellar XLM update 12.09.2023: 'Where Blockchain Meets the Real World'

r/CryptoCurrencySee Post

Stellar XLM update 12.09.2023

r/CryptoCurrencySee Post

Looking for a FIFO cost basis payroll spreadsheet

r/CryptoCurrencySee Post

TIL Mr Goxx, a crypto trading hamster, outperformed most crypto traders and funds before it's death in 2021.

r/CryptoCurrencySee Post

Stellar (XLM) Bucks the Trend with 11% Surge as Anticipation Builds Read more on DailyCoin: https://dailycoin.com/stellar-xlm-bucks-the-trend-with-11-surge-as-anticipation-builds/?utm_source=cryptopanic&utm_medium=rss

r/CryptoCurrencySee Post

XLM Surges 10% As Stellar Teases 'Something Cool' on the Horizon

r/CryptoCurrencySee Post

XLM Surges 10% As Stellar Teases 'Something Cool' on the Horizon

r/CryptoCurrencySee Post

XLM Surges 10% As Stellar Teases 'Something Cool' on the Horizon - Decrypt

r/CryptoCurrencySee Post

We All Want Free Money - Here Are the Airdrops I'm Positioning Myself For ATM

r/CryptoMoonShotsSee Post

Stellar's XLM looks undervalued.

r/CryptoMoonShotsSee Post

Stella's XLM looks undervalued.

r/CryptoMoonShotsSee Post

Stellar's XLM looks undervalued.

r/CryptoMarketsSee Post

Top three undervalued cryptocurrencies to watch: XLM, XRP, and Monero.

r/CryptoMoonShotsSee Post

HarryPotterOhtaniStreetFighter | $XLM is the ticker! | #XLMCULT is the way!

r/CryptoCurrencySee Post

Utility vs Price

r/CryptoCurrencySee Post

Realistic / Objective Outlook for BTC in the coming 5 years...

r/CryptoCurrencySee Post

Can someone please correct or modify my newbie opinions?

r/CryptoCurrencySee Post

All of the XRP ruling gains have officially been erased.

r/CryptoCurrencySee Post

Stellar's Challenge to Ripple (XRP): Open-Source Disbursement Platform and the XLM $0.20 Price Quest

r/CryptoCurrencySee Post

Ripple (XRP) Rival Stellar (XLM) Becomes Minority Investor in MoneyGram

r/CryptoCurrencySee Post

[SERIOUS] Idea: Attach an NFT to a Coin Batch (0.1_ETH; 10000_Sats; 100_Matic; 1000_XLM, you get the idea) when storing in a wallet. Update the info as "the Bag" is swapped, transferred, etc. Two use cases.

r/CryptoCurrencySee Post

Here are the 5 subs where you can earn Crypto from shitposting!

r/CryptoCurrencySee Post

The Short Term Case for XLM

r/CryptoCurrencySee Post

Help downsizing my portfolio

r/CryptoCurrencySee Post

What’s the first coin you “fell in love” with?

r/CryptoCurrencySee Post

It's 2023. What are the current best use cases for crypto?

r/CryptoCurrencySee Post

Crypto news Aug 9,2023

r/CryptoCurrencySee Post

What is standing in the way of wildly popular games, like poker and fantasy football, from finding footing in the crypto space?

r/CryptoCurrencySee Post

Bitcoin Maxis

r/CryptoCurrencySee Post

MakerDAO’s MKR, Ripple’s XRP and Stellar’s XLM Led Crypto Gainers in July

r/CryptoCurrencySee Post

Blast Off: Stellar's XLM, A Rising Star in the Crypto Market

r/CryptoCurrencySee Post

What coin do you use between exchanges?

r/CryptoCurrencySee Post

Saltwext (Stellar Alternative Twext)

r/CryptoCurrencySee Post

Elon & Stellar Lumens

r/CryptoCurrencySee Post

Stellar (XLM) Surpasses Bitcoin With Most Crypto Off-Ramps

r/CryptoCurrencySee Post

Best Crypto Debit card of 2023 for those in the USA?

r/CryptoCurrencySee Post

[Serious] Which top 100 coins/Coins promoted here are absolutely dead and will not survive, especially long term?

r/CryptoCurrencySee Post

The wallet… I can’t seem to comprehend it. Help this dummy?

r/CryptoCurrencySee Post

Total off-ramp locations by asset

r/CryptoCurrencySee Post

The reason why Mush is choosing Doge makes no sense

r/CryptoCurrencySee Post

The reason why Mush is choosing Doge makes no sense

r/CryptoCurrencySee Post

How to understand and analyze the market?

r/CryptoCurrencySee Post

What is the one crypto you regret buying and the one you regret selling?

r/CryptoCurrencySee Post

I just found out Coinbase Wallet delisted certain coins. How do I recover those assets?

r/CryptoCurrencySee Post

How to understand and analyze the market?

r/CryptoCurrencySee Post

Ripple effect? Stellar (XLM) is catching up to XRP price gains

r/CryptoCurrencySee Post

How to understand and analyze the market?

r/CryptoCurrencySee Post

American Citizens. Where and how do you buy BNB for cheap?

r/CryptoCurrencySee Post

Cheapest way to do a recurring buy?

r/CryptoCurrencySee Post

Will FedNow affect XRP, XLM, or anyone else?

r/CryptoMarketsSee Post

XLM Shines Bright: Stellar’s Token Soars More Than 20% on July 20, 2023

r/CryptoCurrencySee Post

Potential price of XLM?

r/CryptoCurrencySee Post

First Mover Asia: XRP, XLM Climb While Bitcoin Trudges Below $30K

r/CryptoCurrencySee Post

XRP, QNT, XLM, HBAR, MIOTA, XDC, ALGO, and ADA certified as ISO 20022-compliant

r/CryptoCurrencySee Post

Kucoin exit scamming its users?

r/CryptoCurrencySee Post

XLM Stellar Lumens - Ripple’s little sister?

r/CryptoCurrencySee Post

Stellar (XLM) Price Surges to 15-Month High: What's Next?

r/CryptoCurrencySee Post

Possible Interesting Price Correlation Discovered Between Bitcoin and Stellar (XLM)

Mentions

> Yeah totally doesn’t smell like a ploy team Warren cooked up… >The lawsuit alleges that the digital assets listed on Coinbase are securities. This includes Solana (SOL), Polygon (MATIC), Near Protocol (NEAR), Decentraland (MANA), Algorand (ALGO), Uniswap (UNI), Tezos (XTZ), and Stellar (XLM). The plaintiffs argue that these tokens constitute ‘investment contracts,’ subject to state securities laws OK, so just don't invest in them. I wish I could punch these people in the face.

Not just ETH. A new lawsuit against Coinbase for - ALGO, MANA, MATIC, NEAR, UNI, SOL, XLM & XTZ Careful how you shitcoin boys. No Alt is safe.

So the likes of Quant, HBAR, XLM, etc? If not, who exactly did you have in mind NY saying ISO 20022?

Mentions:#HBAR#XLM

I usually swap to XLM to avoid tx fees. It takes no time to transfer XLM, so you most likely have no lost other than the difference of spread on the two exchanges.

Mentions:#XLM

I’d take a gander to say there might be less than 10 actual use cases. BTC is always gunna BTC, but past that there’s: Remittance - eg XLM Supply chain/logistics - eg Hyperledger Fabric Privacy - eg XMR Decentralized compute/Web3/smart contracts - eg ETH Contracts or real estate - eg companies like RealBlocks Decentralized Finance - eg AAVE Government processes - eg Estonia. The country. Decentralized Autonomous Organizations (DAOs) - eg UNI, MakerDAO Honestly I can’t think of any more actual use cases that make sense. People will say gaming, I don’t buy it People will say IoT, I don’t buy it People will say voting, I don’t buy it People will say for the memes, I don’t buy it There might be 50ish crypto companies all legitimately vying for the use cases I mentioned, and in good faith I might add. However, the power law should wipe out most of the competitors within our lifetimes. Which leads to maybe 10-20 real companies and more than 14k failed projects, scams, and Ponzi schemes.

I think AVAX. But I am also stacking XLM at these levels because I can move it anywhere for cheap and is likely to go back to 25¢ at least.

Mentions:#AVAX#XLM

Instead of paying banks $50 for international wire, I now use MoneyGram, which uses Stellar XLM, to send money to an overseas bank account for $2 and much faster.

Mentions:#XLM

>There are a few interesting projects like Nosana, Render, etc, which try to run a GPU network on the blockchain to make training AI models cheaper, but that can't be it. CUDOS, try to venture into that. It's working hand in hand with AMD and NVDIA to distribute the compute needed for rendering, AI models, and much more. >What are your thoughts on blockchain development? There are genuine projects backed with hundreds of millions of dollars that do offer innovation for real world economic problems. A few of them (Ripple, VeChain, XLM) are running in practice and doing their thing. It's all so very early, and I do believe Blockchain tech will be the bread and butter for the web3 layer. The 'greed' projects however that rely on sentiment... they will fade away fast.

The markets are a mess right now. They are very unpredictable. Ripple's XRP is going to go bullish with a Ram as a backup. People aren't paying attention to it much but it's going to happen. XLM is another one to research.

Mentions:#XRP#XLM

If it were the most useful case these blockchains wouldn’t have died off. The high volatility of the assets also make the payments use case difficult. Which is why we are seeing a take off in stablecoin payments as opposed to XRP or XLM payments.

Mentions:#XRP#XLM

I like XLM, but I'd strongly argue that Nano is better "in spirit and practice". Instant full settlement, faster than any other. Zero fees ever, so literally no one is ever excluded from participation. Fees on networks like XLM are small for now, but should be expected to increase dramatically with increased demand. Quality of service (priority) based on activity rather than who can pay the most in fees. ZERO supply inflation, meaning no holder will EVER be debased by the introduction of new supply. Properly incentivized decentralization. The lack of monetary rewards (inflation & fees) for service providers means there's no incentive to centralize, and they are actually incentivized to decentralize to improve network health.

Nano is instant with zero fees and zero inflation. None of this is true for XLM.

Mentions:#XLM

Would verify using something safe like XLM

Mentions:#XLM

He should use XLM for non bot account verification payment and DOGE plus whatever else for tips.

Mentions:#XLM#DOGE

XLM isn’t feeless.

Mentions:#XLM

XRP, XDC, XLM. Faster time settlement, less CO2 emissions, cheaper fees then BTC and Visa

>Not even close How is XLM not even close to NANO? Nobody shilling Nano in here has been able to give a coherent answer to this.

Mentions:#XLM

Tons of spam. Also, a quick search on Twitter and jt seems people are more interested in trying to get rich off it than the utility alone. That's a bad sign. Stellar (XLM) is everything Nano is minus the spam, offered on way more cex platforms, and has nearly the same price the last few years. That's what you want when using a utility token.

Mentions:#XLM

Seriously XLM is offered on every major CEX and as someone who can log into like 8 right now I can't find Nano anywhere. Sorry yall but everyone in here astroturfing the fuck outta some no-name coin really gives it a bad look.

Mentions:#XLM#CEX

What makes it better than say XLM which literally every major CEX supports whereas non of them support NANO?

Mentions:#XLM#CEX

Nah go with Nano or XLM for micropayments.

Mentions:#XLM

XLM is cheap as dirt

Mentions:#XLM

Not sure about micro payments but I've always used XLM or XRP. They are both very cheap and just work. Even if their was cheaper, you're talking cents savings now so not worth my time trying something new.

Mentions:#XLM#XRP

XLM for sure

Mentions:#XLM

I use XLM for large bags that need to be moved quickly.

Mentions:#XLM

XLM is literally the best crypto in both spirit and practice. But because it gets *used* it will never make someone as rich lmao

Mentions:#XLM

Not many cryptos cheaper than it, besides nano anything else ends up costing around the same. Maybe Kaspa and XLM are the other exceptions

Mentions:#XLM

I'm very surprised not one person has mentioned Kaspa yet, if the person can accept payments in any currency then your best bet is Nano then Kaspa and XLM. Nano and Kaspa confirm almost instantly, nano is feeless and XLM can take a bit to confirm but it's also fast and cheap

Mentions:#XLM

100%. XLM is so fast and cheap.

Mentions:#XLM

XLM & LiteCoin

Mentions:#XLM

XLM same price 5 years ago…. One of my bigger bags

Mentions:#XLM

Transfer fees are always a multiple of blockchain real costs because CEXs keep moving coins to/from their inner wallets to clients' addresses. One way to avoid this is using coins/tokens with reduced transfer fees such as LTC, BCH, XRP, XLM, EOS or use a different blockchain with reduced costs (e.g.: Polygon, BNB...).

#Stellar Con-Arguments Below is a Stellar con-argument written by idevcg. > [Stellar is very much centralized](https://cointelegraph.com/news/stellars-blockchain-briefly-goes-offline-confirming-the-project-lacks-decentralization). Although they may claim that anyone can run a validator node, in reality, we can see that when push comes to shove, the Stellar foundation can literally shut down the entire blockchain. > > This is extremely dangerous for users with a significant amount of money on stellar. What if they needed to make payments by a certain time or incur huge penalties, only for the stellar network to be down during that period of time? > > Stellar was created to be a decentralized version of Ripple by one of Ripple's co-founders. > > But if it isn't as decentralized as it claims, then what benefit does it have compared to the much more established Ripple, which still has the majority of the team? > > Additionally, one of Stellar's greatest perks was extremely fast and cheap transactions. Thus, many users use Stellar's XLM in order to move money between exchanges. > > However, as more and more cheap and fast cryptocurrencies come into existence, Stellar's edge is no longer as obvious as it once was. Why use a centralized coin when there are decentralized chains that are just as quick and cheap, but also have many other features such as smart contracts? > > Stellar and Ripple had an advantage years back, because they were one of the only projects with significant traction that wanted to work with the traditional financial systems and regulators. > > Many other cryptocurrency projects were motivated by ideology, and wanted to overthrow traditional finance, rather than work along with it. > > However, this has been changing, and now there are also many other teams who are willing to work with regulators such as Algorand. > > Stellar is slowly losing all of the advantages it has over other crypto, and purely based on the technology and what you can do with it, it isn't anything special. > > So there is a very good chance Stellar will eventually fade away and become irrelevant. ***** Would you like to learn more? Check out the [Cointest archive](/r/CointestOfficial/wiki/cointest_archive#wiki_Stellar) to find submissions for other topics.

Mentions:#XLM

#Stellar Pro-Arguments Below is a Stellar pro-argument written by Interesting-Engine34. > Stellar (XLM) is a very promising project which essentially aims to become the universal medium for exchange. In some ways it wants to be paypal - but on blockchain. Stellar themselves says that: *Stellar makes it possible to create, send, and trade digital representations of all forms of money: dollars, pesos, bitcoin, pretty much anything. It’s designed so all the world’s financial systems can work together on a single network* > > It has fast transactions and low transaction fees, and the development team behind Stellar is frequently updating the network to help it being part of new developments. > > Furthermore, Stellar has established partner ships with some very big players including IBM. > > Stellar is generally liked and performed very well in the latest bull run, and Stellar definitely has the potential to become a big player in the crypto space. ***** Would you like to learn more? Check out the [Cointest archive](/r/CointestOfficial/wiki/cointest_archive#wiki_Stellar) to find submissions for other topics.

Mentions:#XLM

So they show they care about XLM by bringing payment processing to 3 chains that aren't XLM and by not mentioning XLM even once?

Mentions:#XLM

I remember this is part of why I was so bullish on XLM back in 2017 but in 2024 Stripe clearly doesn't give a fuck about XLM.

Mentions:#XLM

Stripe bought 2% of total supply of XLM before they burned the escrow. They should have 4% of all XLM.

Mentions:#XLM

I have few questions about utility tokens that operate remittances such as XLM, XRP, ALGO, etc under taxation law. Say, each country have their own taxation fee when buy/selling. How does that work? You send $100,000 dollar through a utility token in the process of buy/sell. Then, the receiving end has to pay up the income tax? or Is there a specific remiitance license that exempts you from tax for each transaction? How does average peer to peer transaction even going to work, if the government tracks the record of transactions and stamps a 20% income tax? How will the crypto companies manage the taxation when even stable coins are still considered assets?

Mentions:#XLM#XRP#ALGO

Exchanges can tack on charges above the network charge for BTC. If using Tether, make sure you don't use it on the Tether on the ETH network. Generally, for transferring value around the crypto-verse, convert to XLM, then convert back to whatever coin you want after it gets to the exchange.

Mentions:#BTC#ETH#XLM

Never used both of the exchanges you mentioned, but I always used XLM or ALGO to transfer between exchanges. Cheap dan fast.

Mentions:#XLM#ALGO

So basically you can say which ones you think are bad but you are not the person to say which one are good? What a shit take. And yes I can say which one I think are good and have good fundamentals in the things they aim to do - XLM, ALGO, SUI, AVAX and even the dreaded HBAR. All have great things happening under the hood.

In the past, when I wired my mom overseas some money, the banks took $40 each time. Then I heard about Moneygram, which apparently uses Stellar XLM. I now pay under $2 each time and the money goes straight into her bank account.

Mentions:#XLM

Both fanbases exist in a bubble. XRP in the CBDC is going to for some reason use Ripple rather than anything homegrown. I don't know what is supposed to drive users to XRP in ways it hasn't done in the last 10 years. It's existence and price is just inertia at this point. Sometimes I still see people tout 2017 feats like it's fast and use it for exchange transfers - same with XLM bag holders - (waste of money, transfer what you already have or use USDT since almost every exchange uses USDT trading pairs) Cardano those that got hit with Hoskinson used car salesman talk. For a smart contract chain, Cardano only stands out in send/receive speeds and fees against base Ethereum. It competes with base base Ethereum on throughput as in they're both pretty damn slow. Network fees are around 10 to 20 cents with current network activity. DApp fees get worse with DEXs that charge 2 ADA batcher fees. Not ridiculous but still more expensive than many other lvl1 chains and ETH lvl 2 chains. Cardano itself has already experienced congestion issues multiple times in the past. Transactions eventually complete but the congestion issues with so little activity makes it not fast in my opinion

Well the difference between those 2 is ADA has a future. The performance atm isn't that great because they're slow in development (perfectionists). While XRP had its best days already. Opponents like XLM are better and there is no point in using XRP.

Mentions:#ADA#XRP#XLM

I have clients pay me in XLM because it's cheap and fast. I offer digital services, not programming. I even offer a 10% discount if they pay in crypto. Maybe only 1% of my client base choose to pay in crypto.

Mentions:#XLM

Anyone who reads this needs to research XRP, XLM, SWIFT. Then decide if this is significant. RFK is stealing an idea as his own idea! Don’t fall for this guy. The global financial system has already been partnered with blockchain providers.

I am deeply disappointed with XRP (and XLM for that matter). Love your reply. Thanks bro. I really needed that.

Mentions:#XRP#XLM

Looking for this comment. I initially got involved last halvening and watched as my friends got rich as my XLM went no where.

Mentions:#XLM

Sorry, just sick of people coming in here and claiming something is true about XLM (it's PoS, it's centralized, it's insecure, it's etc etc) and when I ask them to clarify it's clear they never read anything about XLM at all and are just assuming mostly based on old bitcoin vs eth fights. I don't feel like researching for everyone who comes on here making a false claim, how about you either go research it yourself or stop making claims you can't back up.

Mentions:#XLM

XLM is not PoS. It's amazing how many people make assumptions and claim they are right about something on this sub when they don't even have the basic facts

Mentions:#XLM

Bitcoin has more computing power than Google, Amazon etc combined. XLM is PoS? There's no contest.

Mentions:#XLM

Bitcoin is vastly more secure than XLM.

Mentions:#XLM

Another hairbrained analysis. We just gonna ignore things that are actually useful like XLM, XDC, JASMY, HELIUM, BTT. Fetch, RNDR, GALA, AVAX, SOL? You get so caught up cause you can't get in on the memes, or ig bc you don't understand how to use these tools. Either way that's a pretty robot answer.

Your thoughts on XLM?

Mentions:#XLM

XLM solved this problem as long as nobody keeps using it. That’s my point.

Mentions:#XLM

The point of this thread is that crypto will never take off with most people because Bitcoin and Eth are too slow expensive. I came along and said XLM is both fast and cheap. You said its a "dino" and I asked "how so?" and you started talking about the price. XLM solves the problem that this thread is about by being a fast, cheap, functional cryptocurrency. Few other cryptos have the same combo of low fees, high speed, and high transaction volume. Plus it's regulatory compliant and a decentralized protocol. And it uses a novel consensus algorithm and thus is neither PoW or PoS. "Nobody cares about it" is untrue (see tx volume) and also crypto isn't a popularity contest in crypto circle jerks because all people "care about" in online crypto spaces is what will make them rich. People in this sub and on crypto Twitter hate XLM because it's hard to manipulate.

Mentions:#XLM

It’s a metric of relevance, which is the main point of this comments thread. This tangent started when I made a comment about chains no one is using (aka irrelevant). I followed it up with literally “XLM is an irrelevant dino”. If you’re trying to transition into a conversation about fundamentals, XLM is also nothing special. No one cares about XLM. It doesn’t solve any problem, it’s not pushing the industry forward. There could be some adoption in the next decade, if it’s still around. More likely, it fades into irrelevant oblivion similarly to IOTA and other 2017 L1 chains that already had their heyday.

Mentions:#XLM#IOTA

Wow. You have no idea wtf you are talking about. XLM is the most regulatory compliant coin out there, to the point where they get called a "banker coin". It's ISO20022 approved. They have KYC. If you want to launder money you'd go with Monero or something, but not XLM.

Mentions:#XLM

Not at all. XLM simply isn’t doing anything novel.

Mentions:#XLM

It’s just another project that didn’t pass its 2017 ath. Still down 87% from ath. If there’s stuff going on behind the scenes, theta cool but the market obviously doesn’t care. I haven’t heard XLM mentioned since 2021, and that was when it disappointed holders.

Mentions:#XLM

Dinos are big and dumb and obsolete and about to go extinct. XLM is none of the above.

Mentions:#XLM

XLM is an irrelevant dino though

Mentions:#XLM

People that say this are genuinely living on another planet. There is constant adoption/news with Stellar/XLM, their CEO is the only C-suiter in the crypto space advising the US Congress on policy and adoption, and their transaction speed, low energy use/carbon footprint, and transaction cost blows bitcoin, ethereum, and most other cryptocurrencies discussed on reddit out of the water and its not even close. This year for example they upgraded the network tl support DeFi protocols and smart contracts. Stellar's $100m Soroban fund is also already supporting 160+ projects. Participants include Axelar, Allbridge, and Band Protocol, Soroswap.finance, Blend, and much more. 15% of the $100 million was invested in dApps for lending, borrowing, insurance, auditing, and more use cases. Stellar/XLM is far from dead. Yes its annoying that Billionaires and bots and algorithms that control price action now haven't picked Stellar to have its day yet. That doesn't mean you should throw out the fact that it's environmental impact, cost, and speed are all probably infinitely better than most of the other cryptocurrencies you'll learn about.

Mentions:#XLM#CEO

XLM isn't a store-of-value. Sure, you can use it as a currency. But you can't hold it for years. Imagine how great it would be to have a perfect long-term savings tech that you can also use as a currency. That's Bitcoin combined with L2's.

Mentions:#XLM

0 use case. Doesn’t matter how smoothly a dead chain “works”, if you can’t do anything with it, it’s useless. At least solana and ethereum have a use case around smart contracts and a vibrant ecosystem. XLM is just a useless chain.

Mentions:#XLM

Dunno. Back before that I got into XLM which has been as fast as Lightning and basically free since 2019 so never had to look at another chain for actual transactions.

Mentions:#XLM

No. It moved extremely slow. If ppl think XRP is slow then XLM is even slower. I have both XLM and xrp an my returns on xrp is better. I would just buy them in a pares. One by itself is not great but together it’s kinda worth it

Mentions:#XRP#XLM

I do all my transfers in XLM to save on gas.

Mentions:#XLM

Yeah it might count for something. I was previously a heavy XLM investor. I seen what way the wind was blowing. The coin is dead unfortunately.

Mentions:#XLM

XLM is global, that's my point.

Mentions:#XLM

For remittances and settlement internationally some crypto is cheaper and more efficient than existing financial solutions. Looks at what XRP or XLM can do when compared to Swift or Western Union for example.

Mentions:#XRP#XLM

No. It has less transaction activity than many chains. BTC is number 8 in daily transactions coming in below TRX, ALGO, XLM, EOS, XRP, ETH, and DOGE https://www.tradingview.com/markets/cryptocurrencies/prices-most-transactions/

XLM, oddly not on that list, is cheap and fast and processes some of the highest transaction volumes.. much more than Bitcoin.

Mentions:#XLM

Exactly. OP is talking about Venmo being free but takes a few days. You could send any amount of money anywhere in the world for under a penny with XLM and it would take less than a minute. Bitcoin and Ethereum are dinosaur chains.

Mentions:#OP#XLM

XLM bat dash ens dimo vet and rbl. pick maybe 2 and swap the rest for less risk.

Mentions:#XLM

I dont mean this in a negative way and I dont want my reply to sound like an A hole. With that said your question does show either your age or ignorance, and I only say that so you see an outside perspective. How many popular meme coins launch on xlm, how many popular web3 games use algo? What popular NFT collections are traded with XLM? These tokens are best known for 1 thing, cheap gas. Sol has cheap gas, SUI has cheap gas as do tons of layer 2's etc. SOl has a huge ecosystem of web3 games, some of the biggest volume of memecoins, perps, etc. SUI just partnered with TicTok's parent company for gaming, they are producing a handheld (think gameboy if you are a boomer). Cheap gas swaps is not a good use case. Hope this didnt come off as me being a d@ck.

Mentions:#NFT#XLM#SUI

XLM & ALGO are waiting in the wings

Mentions:#XLM#ALGO

Do you realize in 2020 leading up to 2021, a bull run looked much less likely than it does now? BTC dropped -50% and alts as well. Do you think anyone predicted that $0.07 XLM that dropped to $0.035 was going to $0.70 after 1 year when everyone was locked down and many people lost their jobs? I use this example because XLM wasn't even hyped that much, but it was still possible to make huge gains on it. Rewind back to the beginning of COVID lockdowns. Remember how hopeless everything was? Stimulus checks were nothing compared to people losing their entire income.

Mentions:#BTC#XLM

The fundamentals for XLM are worse than XRP in terms of the founders’ stockpile, and they only have one major partner (IBM) as opposed to hundreds of banks (XRP). People may hate XRP, but I’m not letting feelings stop me from making some money. I’d buy DJT stock if I thought it’d go up.

Mentions:#XLM#XRP#DJT

Hoskinson has had the most staying power amongst the multi-project scammers in crypto who don't work a single day in their life but lives but live off off selling shitcoin scam tokens - Bitshares Co-founder - BitUSD Co-founder of algorithmic stablecoin that depegged and turned to shit - ADA vaporware bullshit hype "Cardano is going to digitize identification in Africa and IOHK is helping trace Ethiopian coffee beans through the supply chain." - graduated with an Associate Degree Front Range Community College claimed for many years he did not finish a Phd program for which he was never accepted, enrolled or had the prerequisite qualifications for If you look at some of the profiles of these scammers on Bitcointalk you'll see people like Dan Larimer and Sergey Ivancheglo thinking of how they could get more Bitcoin. The idea they come up is to sell some hyped up shitcoin to the dumb and gullible. Jed McCaleb - XRP - XLM Jusin Sun - TRON - Bittorrent Dan Larimer - EOS - Bitshares - Steem Da Hongfei and Erik Zhang - NEO - ONT Sergey Ivancheglo and Dominik Schiener - IOTA - NXT DJ Qian - Qtum - Vechain

They've already been using direct crypto payments for many years. So we're definitely not far lol, since it's already been a thing, and has been growing steadily for the last decade. Now there's Paypal and a lot of payment systems like Bitpay and Flexa to accept crypto, so a lot of businesses are gonna turn to those instead of just doing a direct wallet to wallet payment. I've used crypto payments, and volatility isn't an issue, because the payment is calculated in fiat. So you can use any crypto, and you'll pay the fiat value at the exact time you're paying. So you're never gonna pay double the value you'd pay with cash, or half the value or anything like that. I never felt the need to use stablecoins...maybe only deep in a bear market. I used XLM and LTC a lot more. They're stable enough to not be an issue, and are quick and cheap. As for tax and regulation, all sales transaction are taxed anyway, so a crypto transaction would just be like any normal cash transaction.

Mentions:#XLM#LTC

Holding on to ALGO and XLM from last cycle, since shortly before they peaked... I've basically written those two stacks off, selling what's left for liquidity

Mentions:#ALGO#XLM

So in response to some advice already given, you can withdraw that USDT on the Polygon network **in your own wallet** but you'll still have to bridge it back to ETH network before you can deposit it on Coinbase. You will need ETH in that wallet to bridge it back to the ETH network and gas to send it to Coinbase as they only accept ERC-20 I'm in the UK and that flavour of Coinbase does not trade XLM or XRP. So it is best to check what you are allowed to trade on Coinbase before deciding on a strategy. Any other coin traded on Coinbase, which trades on the USDT pair in Binance, is probably best bet. Stick to L1s unless you're absolutely certain Coinbase will accept those tokens. LTC or SOL. We get ADA here but not sure if it's allowed on the US-flavour.

When nothing really crashed. Nope. XLM did got down way more than usual but still better than how it was doing a year ago. These articles always saying crash

Mentions:#XLM

XLM movement Hi, A little context: I transfered about 16000xlm to my friend or soon maybe "friend". He said he didnt recieve first. Then the bank froze the assets. And now I am ghosted. Can someone please follow this transsaction see where it went? 8b3f045a1ad5271f3aab35f8d92bde33869d1ccf9879e75c69ecff25d0861585

Mentions:#XLM

XRP/IOTA/XLM/ALGO/HBAR/NXRA that's what I reckon is a good play

Litecoin is one of those coins that is good for transferring around but not a good investment. That's why you have seen it fall out of the top 5 in 2017 and slowly ramp down to 20. Very similar to coins like XLM and Nano where they tout fast transfer speeds but doesn't correlate to price and have since fallen out of the top ranks. So from an investment perspective don't bother but if you're doing online gambling or something it's a good coin because of the quick and easy transfers.

Mentions:#XLM

I don't know why anyone would use either to go from exchange to exchange after 2017. It's a waste of money. Pretty much every exchange has USDC or USDT or combined USD/USDT/USDC trading pairs. Every exchange supports one or both on various networks beyond base ethereum. Withdrawal fees as low as a fraction of a penny. Trading to LTC or XLM incurs a trade fee. Transferring off exchange will have a withdrawal fee. Then in the destination exchange you'll have to trade for USD/USDC/USDT/BTC so you have the right, trade fee

I’m so gd tired of hearing about kaspa. Damn they must be paying a lot of you guys. Kaspa sucks. XLM, XNO, XMR and about 5 other payment coins are significantly preferable.

Mentions:#XLM#XNO#XMR

Between LTC and XLM they are my most used coins either for buying(LTC) or transferring from exchange to exchange(XLM), but because of that I never hold any because I spend them as quick as I receive them.

Mentions:#LTC#XLM

Stellar DEX there's anchors for every token you can think of. atomic swaps guarantees you always get the best price. the network is fast and is extremely cheap to use (.0001 XLM)

Mentions:#DEX#XLM

Tech doesn't matter. Solana is at the top due to big money deals and easy to create meme coins. If speed was important XLM would be #1 lol

Mentions:#XLM

I mean we might as well join forces. XLM lot too

Mentions:#XLM

Maybe this causes XLM to latch back to XRP. Maybe we get .50

Mentions:#XLM#XRP

> Active wallets XRP wallets function differently than on other networks, Wallets arent free and there is a Cost to activate/create a wallet. you also have the destination tag system which allows each wallet to create a sub wallet within itself. a Single XRP wallet can contain 2^32 unique accounts or (4,294,967,296) total users for a single wallet. This makes tracking total active users difficult as exchanges and many other places use a single wallet for hundreds of thousands of users. Total activated wallets passed 5 Million this year in Jan, its now at 5.135 Million in April, there is slow steady growth if you look at wallet activations. >txs have not increased on Ripple in the past 12 months average daily transactions atm is ~1.2 Million, 12 months ago it was ~900k. Not an insane growth I'd agree, but with AMM on the eve of relaunch in a few days, EVM sidechains now being online. Auto-bridging about to take effect and Ripples Stablecoin launch this year at some point (Id guess Around Swell, so Oct/Nov) Id say by December of this year it wouldnt be crazy to expect a rather large spike overall in network activity. > but how long before it drops out of the Top 10? LTC, BCH, EOS, TRON and XLM were top 10 coins 5 years ago. XRP has hasnt left the top 10 ever and its been around longer than BCH and EOS combined. in fact the only coin older than it that would be considered "still active" would be BTC and LTC. I think as far as "test of time" goes, XRP has passed just fine. >Continued steady decline in any project would leave me unwilling to bet on their future 20 years from now. there is no decline, only data and understanding how to read it. >ETH has name brand recognition now, but people always eventually move onto better options. Both Solana and Base have seen periods recently where overall activity has topped Ethereum, which is something new for this cycle, unimaginable last cycle. Say what you want about memecoins, but they are bringing new users to these chains and proving their usability. The memecoin casino game eventually does run out and isnt really "healthy" for the ecosystem (I would expect it to transition to some other blockchain next run and repeat again) It's issue tho is for every 1 user who makes insane profit, there are thousands that just experienced their first rug pull and will be turned sour to crypto as a whole forever. I will say one thing that I am rather surprised about is people are still interested in using SOL tho. Given the whole "failed transactions" debacle atm, I would of assumed people would prefer to use something that actually works.

Active wallets and txs have not increased on Ripple in the past 12 months, despite the overall market cap growing and other ecosystems exploding with activity. Sure it can keep going at a steady pace, but how long before it drops out of the Top 10? LTC, BCH, EOS, TRON and XLM were top 10 coins 5 years ago. Continued steady decline in any project would leave me unwilling to bet on their future 20 years from now. ETH has name brand recognition now, but people always eventually move onto better options. Both Solana and Base have seen periods recently where overall activity has topped Ethereum, which is something new for this cycle. Say what you want about memecoins, but they are bringing new users to these chains and proving their usability.

BTC, ETH, chainLINK, DOT, XLM, and probably ADA as stablecoin

Stellar XLM

Mentions:#XLM